Privacy Policy

Last updated: May 2026

LordLend operates as Professional Marketplace Infrastructure. We process personal and transactional data strictly to deliver the marketplace, comply with our payment processor's risk and compliance requirements, and meet applicable Nigerian law.

Data we collect

• Account identifiers (email, name, optional phone & avatar).
• Listing and transaction data (asset category, location, prices, dates, contract).
• Reputation signals (reviews, lifetime earnings, trust score).
• Payment metadata sent to our processor (business model: marketplace; service type: professional marketplace; transaction type per item).

How we use it

• To operate the marketplace, escrow, and contract automation.
• To compute fees, surcharges, and FX settlement.
• To enable our processor's risk engine to recognise our registered Professional Services category and maintain payout limits.
• To investigate disputes, fraud, and high-value (whale) transactions.

Disclosure

We disclose data to our payment processor, dispute arbiter, and competent authorities where legally required. We do not sell personal data.

Retention

Transaction records, contracts, and compliance logs are retained for a minimum of 7 years to satisfy financial-services record-keeping standards.